Accidents Involving Uninsured Drivers

Auto Accident Lawyer Serving Houston, TX

State law requires all drivers to purchase insurance that will cover any damages that they may cause in the event of an accident. Despite this requirement, some drivers still do not carry auto insurance. If they are involved in an accident without insurance, their lack of coverage can cause problems both for themselves and the other driver.

The Consequences of Driving Without Insurance

The consequences of driving without insurance vary from state to state. Some states have placed limits on the damages they can recover after an accident, even if it was not their fault. They may also face increased liability, and may be financially responsible for up to the entire amount of damages in their accident. In most states, uninsured drivers may also face criminal charges for not having the required coverage.

With the amount that they may have to pay, and no insurance company that they can turn to for help, uninsured drivers will not be able to defend themselves in the event of a lawsuit, and will have to pay everything out of their own pocket. In many cases, uninsured drivers may not even be able to pay a settlement or verdict at all. Overall, it simply isn’t worth the trouble to not have insurance.

If you have been involved in an accident with an uninsured driver, you would ultimately be responsible for paying your own bills. In order to protect victims from this unfair scenario, insurance companies offer drivers uninsured motorist coverage and underinsured motorist coverage. If you are involved in an accident, your insurance will pay you up to your policy amount for property damages and any medical care you may require.

How Can a Lawyer Help Me?

Even if you have purchased uninsured motorist coverage, it may not protect you in all circumstances. It is important to contact a Houston car accident attorney who can help you review the facts of your case and pursue a course of action that can get you the maximum amount of compensation that you are entitled to under the law.

Because Texas state law has a statute of limitations that limits the time you have to file your claim to only two years after your accident, it is urgent that you contact a lawyer from the Law Office of Daniel D. Horowitz, III, PC to begin taking immediate action. Even if you do not have uninsured motorist coverage, you may still be able to make a claim against the other driver or even your own insurance company. Our attorney can help you determine the best course of action that will benefit you the most.

For a free consultation, please do not hesitate to call a Houston personal injury attorney from our firm today by calling (832) 460-5181.